Xuesong (Song) You
Xuesong (Song) You
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I am an economist with research interests in climate risk, insurance, and hosuehold finance. I hold a Ph.D. in Risk Management and Insurance.
My work experiences include working as a Climate Research Economist at Freddie Mac, and as a Postdoctoral Research Fellow at University of Pennsylvania's Wharton Risk Management and Decision Process Center.
The views expressed on this site are solely my own.
NEWS
December 2024
My paper with Carolyn Kousky, "The Role of Insurers in Driving Post-Hurricane Risk Reduction Investments," is now published at npj Natural Hazards!
Using a unique survey of survivors impacted by one of four U.S. hurricanes, we investigate household decisions to invest in risk mitigation measures during rebuilding. We find that insurers play a key role in this process by providing both information and financial incentives.
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