Xuesong (Song) You
Xuesong (Song) You
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I am an economist working in the Economic and Housing Research team at the Federal Home Loan Mortgage Corporation. I hold a Ph.D. in Risk Management and Insurance at Temple University.
My research focuses on climate risk, insurance, and housing markets.
The views expressed on this site are solely my own and do not necessarily represent the views of Federal Home Loan Mortgage Corporation.
NEWS
December 2024
My paper with Carolyn Kousky, "The Role of Insurers in Driving Post-Hurricane Risk Reduction Investments," is now published at npj Natural Hazards!
Using a unique survey of survivors impacted by one of four U.S. hurricanes, we investigate household decisions to invest in risk mitigation measures during rebuilding. We find that insurers play a key role in this process by providing both information and financial incentives.
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